What to Do After Buying a Home – 3 Steps to Take

Now that you’ve finally shifted into the residence of your dreams, life can start. But not so quick. There are still numerous loose ends to tie up and problems that must be taken care of instantly after buying a property to protect yourself as a new residential owner.

If you’re wondering what to do after buying a residence, you’ve come to the right place. Consider these three guidelines as necessary precautions to take after signing on the dotted line:

  1. Change your locks. Even though you may have bought your residenceĀ  from a nice little old lady, the odds are that she passed out copies of her residential key to friends, grandchildren, and even pet sitters while on vacation. To protect yourself and your family from day one, take the time to call a local locksmith and have a new set of keys made.

It’s also recommended to fit deadbolts at main entry points if they are not already there. For a more affordable option to purchasing new locks, you can just manually remove door locks and take them to the hardware store yourself to get them rekeyed.

  1. Check your Gadgets. Most residences are sold with all main appliances, but you may be astonished to walk into your new belongings to find that the washer and dryer are missing.
  2. Call your insurance agent. If you’re a new residential owner, you can contact the Durham insurance company that currently offers your car insurance to get a price quote on homeowner’s insurance. You may be able to get a discounted rate if you bundle your vehicle and residence insurance policies together. However, it still pays to compare quotes on homeowner’s insurance from leading insurance providers to ensure that you get the best monthly rate. Professionals recommend requesting a minimum of three quotes to find a reasonable premium that will fit within your budget.

Last but not least, take the time to meet with your insurance agent to review your new homeowner’s insurance policy to determine exactly what it covers. There’s nothing worse than an unexpected surprise after a natural disaster or theft has occurred, where you find out that your valuables were not covered in full.

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